Deleted
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Post by Deleted on Nov 27, 2019 12:26:40 GMT
I expect she knows, but doesn't care to let on to you that she knows. Let the baby have its bottle, as Homer Simpson said.  |
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Post by Humph on Nov 27, 2019 12:41:43 GMT
I have wondered sometimes...
😬
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Avant
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Post by Avant on Nov 27, 2019 12:45:13 GMT
Nice to hear of someone else who makes an honest penny out of fraud. I used to lecture on it and still write about it, among other things (auditing and law). Money laundering has done well for me....
Semi-retirement has a lot to commend it: working in my own time (very much part-time), mostly at home, and it supplements the pension so that the cars can be new. Doing some things paid and some voluntarily keeps me out of mischief.
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Post by Humph on Nov 27, 2019 12:53:51 GMT
Sounds like a good arrangement Avant. "Her" sister is also smart, she writes anti-hacking programmes for a living. Good job they are both honest...otherwise we might have to go and live in the lap of luxury in some obscure country.
Actually, 🤔
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Deleted
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Post by Deleted on Nov 27, 2019 12:55:42 GMT
Well at least you live in an obscure county.
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Post by Humph on Nov 27, 2019 12:59:55 GMT
There is that.
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WDB
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Post by WDB on Nov 27, 2019 14:17:42 GMT
Sounds like a good arrangement Avant. "Her" sister is also smart, she writes anti-hacking programmes for a living. Good job they are both honest...otherwise we might have to go and live in the lap of luxury in some obscure country. Actually, 🤔 Chile might work. |
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Post by Humph on Nov 27, 2019 14:29:29 GMT
They all drive pick ups there. Dodgy sorts mostly I'm given to believe. Gin soaked ex-pats with something to hide I shouldn't wonder...
😉
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Deleted
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Post by Deleted on Nov 27, 2019 20:41:58 GMT
Interesting day today. In the City (of London) meeting RICS regulatory officers about surveyors who have been naughty. Then walked through the West End and visited a building my firm manage. I enjoy this. As I get older I find some aspects of my job getting more interesting, although I get frustrated with people who claim to have some involvement in property but clearly have no idea.
I am glad I was persuaded by my parents to go into a profession. I can see me doing the more technical work for several more years. It helps we live in a part of the country with lower house prices than the South East. Wouldn't want to have to work until I was 70, but would happy to keep my hand in until then. Don't play golf...
The most astonishing thing of the day was seeing the number of empty shops in London. A sign of the collapse of retail in the UK. I will never understand the extent of the wealth in London, especially in the City and West End. Huge numbers of overseas visitors and foreign residents clearly with the money to buy whatever they want. However busy Bond Street is, the areas visited by mere mortals are tatty and filling up with swag shops selling souvenirs or suitcases. Not good.
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Post by Humph on Nov 27, 2019 21:54:47 GMT
I feel a storm coming Espada, a big one.
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Deleted
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Post by Deleted on Nov 28, 2019 6:13:40 GMT
I fear you right.
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Post by Humph on Dec 5, 2019 17:32:44 GMT
So sorry if you're all bored rigid by this but I just wanted to share another line of thought and invite comment/criticism please.
Chatting to my boss on my recent trip, he said he'd be happy enough ( if I wanted ) to sell me my current car at the company book value which is substantially less than its market value.
Circa £10,000 is all he would want for it and checking the market, it seems to be "worth" somewhere along the lines of £15-16,000 if I was to go and buy a similar model in age,spec and mileage.
If I did that ( whether I kept it or not ) the financial upsides would that on a mileage allowance I'd get a gross gain of £16775 a year including the bik tax I'd not be paying.
I've figured that the downside costs ( fuel, insurance, road tax, servicing, tyres, breakdown cover and a repairs contingency would/could come in at around £10,000 a year topside.
Therefore it would potentially give me a net gain of £6775 a year from which I'd fund the purchase of the vehicle. The ten grand purchase price is therefore "covered" in 18 months leaving me with an asset that might be worth £5000-£7000 at that point due to its now very high mileage.
Thing is, I might be about ready to hang up my shoe horn at that point too, so I'd then have a car that I could use as a trade in or just keep. But if I did decide to keep going, I could then use the £6775 or so a year to fund the next car couldn't I ?
Am I missing something?
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Deleted
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Post by Deleted on Dec 5, 2019 21:23:00 GMT
Couldn't you buy it from the company then sell it and buy something with at least two more cylinders or is it purely a financial decision? |
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Post by Humph on Dec 5, 2019 22:00:16 GMT
Anything would be possible Kevin 😉
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Post by tyrednexited on Dec 5, 2019 22:07:19 GMT
...how much longer before the Company would replace it, given current arrangements?
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