WDB
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Post by WDB on Apr 27, 2024 16:43:00 GMT
I think the iX 40 that I’ve just given back had it. Can’t be sure because there are no pop-up buttons to see but it felt as if the door was already unlocked as I put my hand in the handle slot. The menu option to flash on unlock was switched off, so although I was habitually pressing the button on the key, I couldn’t see at what point the car unlocked itself.
As Humph says, all a bit unnecessary.
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WDB
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Post by WDB on May 7, 2024 10:26:23 GMT
Now that we all know the Martin Lewis 23-day rule, I’ve been (almost) looking forward to my gold-braided renewal notice. But day is t-minus-24 and it’s still not here. I looked, and last year’s renewal email arrived on the 12th, so I may have a few days to wait. I even checked my online account and there’s nothing new in there. You try to play the game right and…
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WDB
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Post by WDB on May 12, 2024 11:59:53 GMT
Just got mine from the same insurer. It’s about a third more than I paid last time, £1,275 for the three cars, against £922 before. The Aygo is barely changed, presumably benefiting from Boy1’s year of experience, but for the two main cars and their solid-citizen middle-aged drivers, £583 has become £935. That was last year. This time the two main cars are up by a total of £101 and the Aygo by rather more, especially seen in percentage terms. Oh well, there goes tomorrow in comparison sites and tedious phone calls. I've done cursory investigation about insuring the iX when the time comes. That bore out my expectation that it won't be that different from the CLS, also being nominally in Group 47. Let's hope that's how it turns out! |
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Post by Humph on May 12, 2024 12:32:06 GMT
There’s only about £100 difference in the insurance for our group 37 Merc and our group 10 Jeep. About £400 a year for the E Class and about £300 for the Renegade.
Maybe it’s because the Jeep is younger, has far fewer miles and is worth more.
Dunno.
Aygo was cheap until “he” wrote one off. Went back up to around £700 after that. Gawd knows what he’d cost to insure on a grown up car.
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WDB
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Post by WDB on May 17, 2024 16:09:54 GMT
Well, one ship-to-shore conversation later, the renewal is agreed. The two main cars now total £995, which is £40 less than the renewal suggested. And the Aygo is catching up at £419. So £58 off for a few minutes' work, but I'm still paying £500 more than I did in 2022-23.
The hidden genius of multicar insurance is not that the consumer saves money by buying it, it's that once we're in, such is the sheer arseache of running comparisons for (in my case) three cars, two addresses and five drivers that a trivial gesture like today's is enough to make us bend over and pay up. I'm I could have pushed harder but that might have required an answer to the question, what's the best quote you've had? And I really couldn't be bothered to go looking for that.
It's going to be a busy insurance year, with one change of car and one permanent change of address. I should be fluent in nautical slang by the end of the summer.
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WDB
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Post by WDB on Jun 26, 2024 11:21:58 GMT
Long gold-braid session today - once I found the way past the chatbot to a helpful human being - but the iX is now (or will be on Friday) insured for £46 less than the CLS. Whoever said electric cars are too expensive? Add in a little reduction for moving the Aygo back from Southampton to Lib Dem Land and life looks a little brighter.
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bpg
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Post by bpg on Jun 26, 2024 11:58:09 GMT
Outside the UK, medium (150kW) powered shopping trolleys are in the same group as hot hatches. Some insurance companies charge more and will not cover the batteries.
It's like the wild west or there in some markets.
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WDB
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Post by WDB on Jun 26, 2024 12:20:38 GMT
I confess I don’t really get the Group thing, other than as a very approximate way to compare across models within a class. Both the CLS and my iX are numbered 47, although sometimes those groups have letters too, which I understand even less. But the two have very similar kW:kg ratios and similar published acceleration times too, so a reduction of more than 10 percent, less an admin fee, was a pleasant surprise.
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bpg
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Post by bpg on Jun 26, 2024 12:54:09 GMT
Take it while you can. I still find insurance in the UK remarkably cheap compared with my local market though one of the variances is you can achieve 'maximum no claims' with only 9 years accident free motoring in the UK.
SF class rises each accident or claim free year here, the reduction in premium is usually swallowed up by inflation, whatever you pay as your first premium doesn't change much until you make a claim. Second and third cars on policies don't really get much of a discount as they are technically on their own policy. If you buy a weekend toy in your 50s it will start from SF1 though you could allocate some from your main policy. It's all left pocket, right pocket as the German's say or six of one and half a dozen of the other in old English money.
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Rob
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Post by Rob on Jun 26, 2024 17:19:40 GMT
I think one marque for EVs that have seen silly insurance prices has been Tesla. I can think of two reasons: (1) availability of parts has been a problem at times so whilst off road there's car hire factored in, and (2) many Teslas are high performance cars... Way faster than anyone needs. And I'm not referring to the performance version with sub 3s 0-62 times.
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bpg
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Post by bpg on Jun 26, 2024 17:47:45 GMT
My shopping trolley runabout 1.8t SUV used by my wife has a faster 0-60 time than the Golf GTi 16v of my yoof. Still waaaay, >2 seconds, slower than my petrol engined Focus but in the same insurance group.
I know it took KIA a couple of weeks to get some parts in at the last service, maybe an insurance tax for none EU product pre EU days style my dad had running a FIAT in the 70s in the UK. That was back in the days when, I want to recall Eurocarparts, operated out of London. You ordered their catalogue and it arrived by post giving the postwoman a hernia delivering.
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