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Post by dixinormus on Aug 12, 2023 0:59:00 GMT
Ah, but the price rise is because of Covid, innit? No, sorry, the war in Ukraine, umm…
We’re all being shafted.
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bpg
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Post by bpg on Aug 12, 2023 15:28:22 GMT
Everyone in the middle is being shafted.
The rich have filled Lamborghini's order book for £400,000 starting price single model for the next two years, £250,000 to go to the edge of space will sell out fast, and the poor are still poor.
Tax does not appear to apply to the ultra-wealthy in the same way it does to the mugs in the middle who are paying more for less.
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Post by EspadaIII on Aug 13, 2023 14:20:33 GMT
The tax laws favour the poor or the rich but not the middle. Not that it applies to me anymore but the rule that a couple with two children who each earn £50,000pa get full child benefit.
Whereas the same couple with a stay at home mum and Dad earning £100,000pa get no benefit and pay more tax.
And small business owners whose livelihood is purely based upon their efforts and investment get very few tax advantages over an employee earning the same amount working for a plc.
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bpg
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Post by bpg on Dec 17, 2023 22:29:10 GMT
Are rising insurance premiums much of a surprise ?
The insurance companies are really just agencies for the underwriters. With so many agencies supporting executives, directors, managers and staff all requiring inflation related pay rises can anyone really expect premiums to fall ?
Add in final salary pensions to support do we know when peak final salary pensions will be reached.
If you apply that across all utilities, products etc... I don't see prices falling in the next 20 years.
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Deleted
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Post by Deleted on Jan 2, 2024 13:50:22 GMT
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bpg
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Post by bpg on Jan 2, 2024 21:35:44 GMT
Overnight batch job in every insurance company tonight moving that to 24 days
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Rob
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Post by Rob on Jan 3, 2024 1:21:44 GMT
I need to get insurance for my wife's car which dies minimal miles. And worth little. I usually have gone for breakdown cover including 'home start' equivalent.... if I drop that I can insure it for about £120. I am sure I could 'tow it' for the 0.25miles if needed. Never heard of the insurance company. Cheapest otherwise for a known name is Saga (she'll not be happy) or maybe Halifax. But about £40 more.
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Deleted
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Post by Deleted on Feb 19, 2024 11:10:05 GMT
A genuine insurance surprise today.
It's renewal time.
I had diligently obtained alternative quotations on the 23rd day before renewal (I'm on Admiral Multicar), as recommended by Martin Lewis.
Imagine my surprise when my renewal email turned up today at £100 lower than any other alternate quotation.
That's never happened to me before.
The unpleasant bit of the surprise is that it's £150 more than last year's premium. But then, that's not much of a surprise...
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Post by EspadaIII on Feb 19, 2024 12:01:53 GMT
That is good news. The Mini and Punto are with Admiral multi-car and the renewal is coming up.
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Post by EspadaIII on Apr 5, 2024 17:14:07 GMT
So..
Firstly an apology. Fiat and Mini are with LV but the renewal was 40% more than last year.
Moved them over the join the other two family cars with Admiral. The effective annual premium was only 10% more than last year and we put our 23 year old son who lives at home on the Mini so he can drive four cars on the fleet.
Then I got the renewal for the I5. Up over 100%. Sod that...
Both LV and Admiral are significantly cheaper and I reckon by adding the I5 onto the Admiral policy I can get it cheaper than last year.
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Rob
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Post by Rob on Apr 5, 2024 17:18:43 GMT
I had/have a policy with Flow which was/is a brand used by LV.... which became Allianz earlier in the year.
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Post by dixinormus on Apr 5, 2024 21:47:34 GMT
How on earth can an insurer increase a car policy by around 100%? Underlying risk factors cannot have increased that much!?
I guess gradually more people won’t bother getting insurance at all at this rate. So they will further hike the rates for those that do 😡
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Post by dixinormus on Apr 27, 2024 0:39:09 GMT
Gobsmacked. New X5 3.0D, owner driver in their early 60s at an affluent (“safe”) postcode in England… quoted THOUSANDS for a fully comp policy. Not even BMW themselves would quote. What is going on?
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bpg
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Post by bpg on Apr 27, 2024 11:13:01 GMT
Some cars are unsecurable. I watched a YouTube video where they followed a Range Rover into a supermarket car park. Driver locked it and went into the shop, via keyless entry system they had the car open before they even got out their own car, into the ODBII port, programmed a key and were away in less than a minute.
Who's going to insure that ? It's not a question of if it gets nicked but when.
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Post by Humph on Apr 27, 2024 11:22:14 GMT
I had a car with keyless entry. Didn’t like it. Totally unnecessary and now demonstrably flawed solution to a problem that never existed.
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