WDB
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Post by WDB on Feb 1, 2021 14:28:00 GMT
Well, at least they’re not despoiling your road by — gasp — going for a walk. 😜
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Deleted
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Post by Deleted on Feb 1, 2021 14:33:32 GMT
Oh I don't mind the walkers, they give me plenty of judging to do as I sit here gazing over the top of the laptop, I just wish there weren't so many of the buggers when I need to walk on my own road.
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Post by Humph on Feb 1, 2021 15:15:18 GMT
By the way, when you come to fit L plates, don't get the magnetic ones. They fall/blow off, and, if the tailgate isn't metal, they won't stick at all.
Stick on ones are also a pain because if the car is being driven by anyone other than a learner, you're really supposed to take them off, and tie on ones are similarly inconvenient.
We got some off t'interweb that were on suckers. Not cheap, but very secure and easy to remove/replace multiple times.
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Avant
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Post by Avant on Feb 1, 2021 23:27:58 GMT
"
We got some off t'interweb that were on suckers."
There are plenty of those around....
Reminds me of the story of the rather soapy vicar who had just been given a generous donation for the church repair fund by a rich American visitor. With the American present at the following Sunday service, the vicar announced 'Thanks be to God for this succour from across the Atlantic.' They very nearly lost the donation.
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Post by Humph on Feb 2, 2021 9:30:31 GMT
Fabulous !
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Deleted
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Post by Deleted on Feb 2, 2021 9:38:44 GMT
In a bar in America I once called someone a "geezer". I only just escaped with my life.
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Post by Humph on Feb 2, 2021 10:51:38 GMT
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WDB
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Post by WDB on Feb 2, 2021 14:06:57 GMT
In a bar in America I once called someone a "geezer". I only just escaped with my life. We know a song about that. |
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Post by bromptonaut on Feb 3, 2021 15:07:47 GMT
Incidentally, after a while, we stopped regarding every outing as a driving "lesson". It just became the norm that if he or we needed to go anywhere, that he would drive with one of us riding shotgun. My thinking was that he should quickly come to regard driving as a normal activity rather than a challenge or test. We had that sort of experience on a holiday to the Western Isles. Miss B, who was 17.5 and working up to her test did practically all the driving. Even on and off the ferry I think. Car was my Xantia and I think a few hundred miles of mixed driving, some on Single Track Roads was very good for confidence and learning to read the road ahead. Nearly all of our family holidays since the kids were at primary have involved some sort of repeated sentence, on one trip to France it was 'I see you baby shakin that ass' every time we saw a Megane. On this one it was my daughter and 'bagsiness driving'. |
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Deleted
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Post by Deleted on Feb 3, 2021 16:11:20 GMT
Still pondering the possibilities.
Idle thought: if we have 2 cars in the household, one insured with Mrs A as main driver, one insured with me as main driver, and we add the lad as an additional driver to one policy after passing his test, and then he drives that car to school and back 5 times a week, would that be seen as "fronting" by the insurance company I wonder? Would we have to have him as main driver? If that's the case, it changes the complexion of things a bit in a 2-car scenario. It means the car he is insured for has to be in a low insurance grouping - so the exising fleet of the Leaf and the Civic isn't suitable. It makes me lean towards having 3 cars, one being an old banger for him.
Ideally, once he's passed the test, if I'm still WFH I'd want him to drive himself and his sister to and from school, and even more ideally in the Leaf, but I expect the cost to insure him as main driver on that would outweigh fuel vost savings over a wee old runabout like an old Corsa.
Every way I look at it there's a gotcha.
Of course I knew all this over a year ago, before I bought the Civic, and at that time wanted to get the decison right for the longer term back then, but, you know domestic management and their input to discussions...sigh. I knew I'd end up jiggling things again in 2 years from then.
None of this would be a problem of course if the children didn't go to an expensive private school 5 miles away because we'd have loads more disposable income and they'd be walking to and from the local school. Again, domestic management, etc etc grumble grumble...
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Post by Humph on Feb 3, 2021 16:28:58 GMT
Get a "banger" Al. Won't matter if he scratches it or whatever. Oh, and I forgot to mention, get an extra suction fit rear view mirror like the driving instructors have. Much easier when you're supervising, and, I think, it's a requirement if he sits his test in your car.
Edit - and, if he has his own policy on his own car, he can start building up NCB which he won't if he's a named driver on your policy.
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Post by Humph on Feb 3, 2021 16:39:10 GMT
...and I know you're resistant to small cars, but he'll find it easier, the insurance will be cheaper, the fuel consumption and tax will be more palatable, and as for getting a long way to uni in it, well, beggars and choosers spring to mind !
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Avant
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Post by Avant on Feb 3, 2021 17:53:01 GMT
I think you could risk non-payment of a claim if Jr is doing most of the driving but isn't the 'main driver'. I'm sure I've heard that having a parent as an additional driver actually brings premiums down a bit.
In favour of getting a banger, there are also the arguments that (a) he might take some pride in a car that's his own, and (b) a pranged-and-repaired Leaf will lose more value than a pranged-and-repaired banger (perhaps even a pranged-and-w/o banger).
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WDB
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Post by WDB on Feb 3, 2021 18:17:36 GMT
Idle thought: if we have 2 cars in the household, one insured with Mrs A as main driver, one insured with me as main driver, and we add the lad as an additional driver to one policy after passing his test, and then he drives that car to school and back 5 times a week, would that be seen as "fronting" by the insurance company I wonder? Yes. |
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Rob
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Post by Rob on Feb 3, 2021 18:50:02 GMT
Main driver is the person doing the most driving. If your son is doing the most driving then he is the main driver and insurance needs to be in his name and it will obviously be more expensive. Having him drive your car would be fronting and there is a risk if there was an accident that they will not cover you properly and all that entails.
This of course is why so many people do front for their children.
Driving an old banger might not be the cheapest option because of this. A banger might be seen as in a more expensive group.. Indeed the insurance is likely to cost more than the car by some margin.
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