Deleted
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Post by Deleted on Sept 21, 2016 12:21:25 GMT
Person 1 takes out loan on car Person 1 sells car to Person 2 without clearing the loan. Bailiff tries to repossess car from Person 2 Person 2 takes wheels off, puts on drive and allows to rot simply to prevent removal Person 2 takes out loan to buy another car. Maybe its just me, but Person 2 would appear to be a plank whereas Person 1 is just a scumbag. www.bbc.com/news/uk-wales-37375873 |
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Post by bromptonaut on Sept 21, 2016 20:56:15 GMT
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Rob
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Post by Rob on Sept 21, 2016 21:43:50 GMT
Motorist from Swansea Valley... Plank... Might be about right there. I see it how it probably is.
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Deleted
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Post by Deleted on Sept 21, 2016 21:53:30 GMT
The alleged plank has bought a car with outstanding finance. Ok, shit happens.
However, rather than negotiate, discuss, compromise, or any other path they put in on blocks and leave it to rust and piss off a bunch of bailiffs begore then taking out finance themselves.
So, still losing their money, cluttering up their own garden, conceivably leaving themselves open to action etc etc.
Buying the car with os finance didn't make them necessarily a plank. Their actions since do.
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Rob
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Post by Rob on Sept 21, 2016 22:12:36 GMT
No they were a plank to begin with. Believe me. I know some of these valleys.
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Post by Hofmeister on Sept 21, 2016 22:15:18 GMT
No they were a plank to begin with. Believe me. I know some of these valleys. As do I (Mrs Z is half Welsh), but I can assure you the valleys don't have a monopoly on Planks. |
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Post by Hofmeister on Sept 21, 2016 22:18:34 GMT
The alleged plank has bought a car with outstanding finance. Ok, shit happens. However, rather than negotiate, discuss, compromise, or any other path they put in on blocks and leave it to rust and piss off a bunch of bailiffs begore then taking out finance themselves. So, still losing their money, cluttering up their own garden, conceivably leaving themselves open to action etc etc. Buying the car with os finance didn't make them necessarily a plank. Their actions since do. I can sympathise with the reaction, and I can understand the desire to kick out at someone employing strong arm tactics, but sure there are probably better, and ultimately more successful, ways of doing it. In Anger you don't always think logically. |
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Post by hobbit on Sept 22, 2016 10:00:43 GMT
Plank 2 bought the car in good faith and paid Scumbag 1 for it,Scumbag 1 received the money and should have paid off the loan - but obviously hasn't. The way I see it Plank 2 is right, the rules need changing! - the Bailiffs should be emptying Scumbag 1's house to recover the debt not harassing Plank 2.Plank 2 is only a Plank in my eyes because until the law is changed she should have done a H.P.I check first, but she didn't. Scumbag 1 wants a kicking! as do all the others that pull this stunt.
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Deleted
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Post by Deleted on Sept 22, 2016 10:03:02 GMT
Scumbag 1 does indeed need a kicking. But Plank 2 needs to think things through a bit more.
I don't know how the log book loans work, do they show up on an HPI Check?
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Post by hobbit on Sept 22, 2016 10:10:22 GMT
Not sure either! - but if the Bailiffs \ loan Co really wanted the car surely they could either A)bring and fit a set of wheels, or B)simply arrange for it to be lifted by one of those firms that shift illegally parked vehicles.
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Deleted
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Post by Deleted on Sept 22, 2016 11:14:06 GMT
Agreed. Makes you think that if she actually spoke to them then a deal may have been possible. e.g. I wonder if the amount owing on the vehicle was more or less than the money she paid for another car.
They're just after recovering *some* money from a debt that is otherwise dead. I am sure that they would have been open to offers.
Still means that Scumbag 1 is a scumbag, but it would have made Plank 2 less of a plank.
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Deleted
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Post by Deleted on Sept 22, 2016 11:15:12 GMT
As I am sure Bromp could attest from his work, talking about this stuff is *always* better than not.
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Post by bromptonaut on Sept 22, 2016 19:40:11 GMT
As I am sure Bromp could attest from his work, talking about this stuff is *always* better than not. *Sometimes* talking is better. Some bailiffs will negotiate and compromise; plenty just follow route of maximum aggression etc - even when client is evidently vulnerable. As one of my advice session supervisors puts it; all too often you want to take a shower after interacting with bailiffs. |
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