WDB
Full Member
Posts: 7,356
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Post by WDB on Jun 26, 2020 9:36:53 GMT
Last year’s multi-trip travel policy, covering four of us, Europe only, cost about £65. This year Aviva wants £115 to renew. A quick quote from Post Office Insurance gave me £135 for only three (Boy1, at 19, would have to buy his own.)
I know the travel world has gone raving mad, but is that the cause here, or something I’m missing?
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Post by dixinormus on Jun 26, 2020 9:48:14 GMT
Insurers running scared I would think. Even though most policies have a clause that refuses payout in the event of a pandemic anyway I believe 😡.
What was that sketch I saw somewhere recently bemoaning the Act of God get out clause that insurers use..?! What isn’t an act of God was the gist of it..!😂
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Post by dixinormus on Jun 26, 2020 9:54:57 GMT
T’was Ricky Gervais! (Some bad language):
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Post by Humph on Jun 26, 2020 9:58:00 GMT
Any luck on the jobs front yet Dixi?
A little story for you ( which vaguely relates to travel ! ) A friend of a friend, was backpacking around the world, in her 30s she'd recently divorced, sold up and hit the road. Found herself in NZ and running out of money. She spotted an advert in a Sunday newspaper for helicopter flying lessons. She had no previous relevant experience having been an office worker back in the UK but on a whim, she took most of the rest of her savings out and did the flying lessons.
Living fairly frugally to put it mildly, she eventually qualified.
That was about 20 years ago now, but she is to this day, a commercial helicopter pilot in NZ.
All of the above apropos of nothing much, but I find/found it an inspiring tale at times when things seem a bit against me.
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WDB
Full Member
Posts: 7,356
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Post by WDB on Jun 26, 2020 9:58:34 GMT
Insurers running scared I would think. Seems so, yes. Tesco and Aviva (among others, I expect) are not accepting new travel customers at all. I'm unlikely to be going anywhere until at least September - and even that will be only as far as Shropshire, where I won't need the medical cover for which travel insurance really matters. It could be that this is simply the worst possible moment to be buying, as we have maximum uncertainty and high probability of returning restrictions. And since I have no plans I might cancel (even the payment for the Shropshire trip isn't due for ages yet) I might very well decide I don't need insurance at all. But then I might find all is open again and we can make our New York trip in October, only to find that nobody will insure me. I'm inclined to cough up the Aviva premium just to keep myself as a current customer.
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Post by dixinormus on Jun 26, 2020 10:08:39 GMT
Don’t think I’ll be retraining to be a helicopter pilot! Lots of unemployed pilots around these days...
I’ve got several irons in the fire at the present, which is promising. The emerging dilemma might be having to decide which one(s) to pursue and which to let go... Being self-employed could be one way for me to take on them all! Glass is half full anyway 🤔😄
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Post by Humph on Jun 26, 2020 10:08:59 GMT
We have travel insurance as part of a package of bolt ons on one of our bank accounts. In fairness, my wife works for a bank and gets a preferential rate.
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Post by dixinormus on Jun 26, 2020 10:12:30 GMT
Don’t some credit cards include travel insurance (if tickets/goods paid for with the card)? Mine does.
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Post by Alanović on Jun 26, 2020 10:12:33 GMT
Yeah, I've got bank account travel insurance. Mrs A works for a big insurance company and is offered staff discounts, which still don't reduce their premiums to anywhere near those I am quoted from other providers. We're not their customer demographic, it seems.
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Post by Humph on Jun 26, 2020 10:14:55 GMT
Don’t think I’ll be retraining to be a helicopter pilot! Lots of unemployed pilots around these days... I’ve got several irons in the fire at the present, which is promising. The emerging dilemma might be having to decide which one(s) to pursue and which to let go... Being self-employed could be one way for me to take on them all! Glass is half full anyway 🤔😄 If you can make the numbers work by going self employed then do it. I was self employed for many years, and while it has its downsides ( cash flow mainly ) from time to time, the sense of being in charge of one's own life is more or less priceless.
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Post by dixinormus on Jun 26, 2020 10:16:36 GMT
In charge of one’s own life? Fat chance, I’m married! 😬🤣
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WDB
Full Member
Posts: 7,356
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Post by WDB on Jun 26, 2020 10:19:04 GMT
Don’t some credit cards include travel insurance (if tickets/goods paid for with the card)? Mine does. I used to have this with a bank account but there were so many exclusions it wasn't really useful, especially for independent (i.e. non-package) travellers like us. There's really no substitute for a proper travel-specific policy.
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WDB
Full Member
Posts: 7,356
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Post by WDB on Jun 26, 2020 10:43:41 GMT
To answer my own idiot question...
BREXIT!
UK travellers today, and for the rest of 2020, still benefit from membership of EHIC. In 2021, we Take Back Control and all that goes away, so insurers will be on the hook for all medical costs. No wonder the premiums are on the rise, Covid or otherwise.
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Post by Alanović on Jun 26, 2020 10:46:16 GMT
Yes but it was the best option, to go ahead with it. Tally ho.
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Post by EspadaIII on Jun 26, 2020 11:00:12 GMT
We had Amex annual family cover with Axa but when our boys turned 18 they could not be part of the family policy. We doscvered that Caxton offered insurance and anyone could be covered as long as they were a member of the family group. To do that you have to get each of the them a card at a cost of £5. So the whole family has Caxton cards and we pay about £150pa for worldwide cover.
They have been very good on the two occasions we have had to claim and they are covering me for Covid for when I go to Israel at no additionl cost.
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